Commercial transportation underwriting

Disciplined underwriting.Built for the road ahead.

Build on Strength. Discipline That Delivers.

Bastion Underwriters is a California-based MGA with a geographic focus on 11 Western States plus Texas, serving the commercial trucking market through sound risk selection, responsive service, and strong operational controls.

Request a Quote Explore appetite

01 Underwriting discipline

02 Transportation expertise

03 Broker responsiveness

Based in California

Geographic focus 11 Western States plus Texas

Market focus U.S. Commercial Trucking

Built for Agents, Brokers & Markets

Planned capabilities

Focused on transportation risk.

Bastion is developing a focused product portfolio for commercial trucking accounts, supported by experienced underwriting and a disciplined path to profitable growth.

Trucking Auto Liability

A disciplined program currently in development for qualified operations.

Motor Truck Cargo

Cargo protection built around the realities of commercial transportation.

Trucking Physical Damage

Thoughtful underwriting for tractors, trailers, and scheduled equipment.

Excess Cargo

Additional cargo capacity for select risks and specialized operations.

Indicative appetite

Transportation business built for thoughtful review.

We are building an appetite for U.S. commercial transportation accounts through experienced London and domestic market relationships. The limits below are indicative only; every submission is reviewed individually and remains subject to underwriting and market availability.

Automobile Physical Damage

Comprehensive and collision coverage for commercial vehicles and scheduled equipment.

Up to $400,000 any one vehicle or combination of vehicles
Up to $2.5 million any one event, catastrophe, or terminal loss
Deductibles generally starting at $1,000 each loss, each unit

Motor Truck Cargo

Primary cargo coverage for a broad range of transportation operations and commodities.

Up to $500,000 any one truck, any one loss
Broad Form 15 and selected non-Lloyd's wordings considered
Refrigeration breakdown can be considered

Excess APD & Cargo

Additional capacity for select accounts with acceptable underlying coverage.

Excess APD up to $4 million over a $1 million primary limit
Excess MTC up to $19.9 million over a $100,000 primary limit
Underlying wording and carrier remain subject to review

Dealers & Garage Operations

Specialized consideration for Dealers Open Lot and Garagekeepers Legal Liability.

Limits up to $1.5 million any one loss
Deductibles generally starting at $1,000 each loss, each unit
Each account is reviewed on its individual operations and exposure

Physical Damage sweet spot

$500,000 - $5,000,000 TIVThree or more years in business, with drivers carrying at least two years of CDL experience.

Indicative minimum premiums

$2,500 per coverage$5,000 for Excess Physical Damage and Excess Motor Truck Cargo placements.

ImportantThis information is not a quote, binder, or guarantee of coverage.Final terms require complete underwriting review and market approval.

The Bastion approach

Strong programs start with strong fundamentals.

We are building Bastion around the disciplines that sustain a transportation book: informed risk selection, consistent underwriting, dependable operations, and transparent market relationships.

Transportation expertise

Practical knowledge of commercial trucking, including complex and cross-border operations.

Disciplined risk selection

Consistent underwriting standards designed to support a profitable, sustainable portfolio.

Operational control

Structured workflows, accurate reporting, and close attention to the details that protect program performance.

Responsive partnership

Clear communication and practical collaboration with brokers, carriers, and reinsurers.

Built to collaborate

One transportation focus. Three essential partnerships.

For agents & brokers

A knowledgeable underwriting partner.

Bring us transportation opportunities that deserve thoughtful review, direct communication, and a clear path forward.

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For carriers & reinsurers

A disciplined platform for profitable growth.

Bastion combines underwriting experience, operational rigor, and market intelligence to build sustainable transportation programs.

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For trucking businesses

Coverage built around real operations.

We work through qualified retail agents and brokers to help commercial trucking businesses reach the appropriate market.

Contact Bastion

For agents & brokers

Have a transportation opportunity?

Send us a brief account overview. We will review the opportunity and let you know whether it aligns with Bastion's developing capabilities.

Request a Quote Become a Producer

Helpful first details

01 Named insured and domiciled state
02 Fleet size and equipment profile
03 Operations, commodities, and radius
04 Coverage requested and effective date
05 Recent loss history, when available

About Bastion

Experienced leadership. Purpose-built MGA.

Bastion Underwriters LLC is a California-based managing general agency with a geographic focus on 11 Western States plus Texas, serving U.S. commercial transportation and cross-border trucking operations throughout Mexico, the United States, and Canada (USMCA).

Our foundation is deep transportation underwriting experience, including complex international operations, supported by a team model that brings underwriting, financial, and day-to-day operations together.

Start a conversation

Let's build something durable.

francisco@bastionunderwriters.com